NATIONAL DESK | November 16, 2004, Tuesday Election Over, McCain Criticizes Bush on Climate Change By ANDREW C. REVKIN (NYT) 775 words Late Edition - Final , Section A , Page 19 , Column 1 ABSTRACT - Sen John McCain calls White House stance on climate change 'terribly disappointing' and says inaction in face of mounting scientific data is unjustified; is convening Senate hearing on human effect on climate and what to do about it; Bush, citing cost to economy and uncertainty of science, has opposed restrictions on carbon dioxide and other heat-trapping gases, abandoning pledge he made in first presidential campaign; White House spokesperson says Bush favors voluntary means to slow growth of greenhouse gas emissions (M)